Blockchain Market Evolves with Banking and AI Integrations

Published: 2025-10-17

Blockchain Market Evolves with Banking and AI Integrations

Recent Advances in the Blockchain Market

A group of international banks has joined forces to explore stablecoin-like digital money. This initiative marks the latest push by financial institutions to examine possible uses for blockchain in payments. Separately, blockchain is positioned to drive the agent-to-agent AI marketplace boom, as AI agents proliferate and require infrastructure for autonomy. In payments, SWIFT is developing a blockchain-based ledger for real-time payments, interoperable with major networks and supporting tokenized assets.

NMSC Viewpoint –

These developments impact the blockchain market by enhancing institutional adoption and interoperability, potentially expanding market size through integrated financial and AI applications. As a market research firm, Next Move Strategy Consulting observes that such collaborations could accelerate blockchain's penetration into traditional sectors, reducing barriers to entry for businesses seeking efficient, secure transaction systems.

Applications Across Industries

Blockchain finds applications in payments, where banks investigate issuance of a 1:1 reserve-backed form of digital money available on public blockchains. In the AI sector, blockchain serves as the ideal substrate for agents to access resources and self-custody assets, enabling smart contracts for automatic tasks, stablecoins for value transfers, and smart accounts for restricted activities. 

For payments specifically, the XRP Ledger supports cross-border payments, tokenized assets, and decentralized finance projects, with uses in remittances and loyalty services. Beyond payments, XRP is explored for tokenized loyalty and DeFi applications.

  • Payments and Finance: Real-time cross-border transfers via ledgers like SWIFT's blockchain or Ripple's system reduce settlement times from days to seconds.

  • AI and Automation: Agents use blockchain for onchain interactions, such as purchasing data or subscribing to services without human involvement.

  • Remittances and Loyalty: Integrations like XRP for vouchers and points in travel services.

Analysis of Dominating and Fastest-Growing Regions

As Next Move Strategy Consulting observes, the global Blockchain Market size is predicted to reach USD 301.02 billion by 2030 with a CAGR of 60.2% from 2025-2030. The sources highlight activity in North America, Asia-Pacific, and Europe through involved institutions and labs. Dominating regions appear centered on G7 currencies, encompassing established financial hubs. Fastest-growing aspects are noted in Asia-Pacific, where labs advance quickly in AI integrations.

Dominating Regions and Top Countries

North America and Europe dominate due to major banks participating in blockchain explorations for payments.

  • North America: Top countries include the United States and Canada. The United States leads with banks like Goldman Sachs Group Inc., Bank of America Corp., and Citigroup Inc. exploring blockchain-based money. Canada contributes via TD Bank Group in the same consortium. These countries lead because they host financial institutions pushing for stable payment assets on public blockchains.

  • Europe: Top countries include Germany, Spain, France, and Switzerland. Germany with Deutsche Bank AG, Spain with Banco Santander, France with BNP Paribas, and Switzerland with UBS Group AG—all part of the banking group investigating digital money. Belgium hosts SWIFT, founded in 1973, now developing blockchain for global payments across 200+ countries. They lead through long-standing dominance in global banking and settlements.

  • Asia-Pacific: Japan is prominent with MUFG Bank Ltd in the consortium and SBI Remit using XRP for remittances.

Fastest-Growing Regions and Top Countries

Asia-Pacific shows rapid growth in AI and remittance applications.

  • Asia-Pacific: Top countries include China and Japan. China leads with labs such as DeepSeek, Moonshot AI, and Alibaba moving even quicker in AI agent developments. Japan advances via SBI Remit integrations for remittances to the Philippines, Vietnam, and Indonesia. They lead because of quick advancements in open frameworks and partnerships targeting unbanked users in emerging markets. The Philippines, Vietnam, and Indonesia benefit as recipients of these remittance flows.

North America and Europe show steady involvement but less emphasis on rapid growth in the sources.

Key Players with Recent Strategies/Deals

Leading and emerging companies are advancing blockchain through consortia, marketplaces, and ledgers.

Company

Type

Recent Strategies/Deals

Goldman Sachs Group Inc.

Leading

Joined consortium to investigate 1:1 reserve-backed digital money on public blockchains.

Banco Santander

Leading

Part of banking group exploring blockchain-based money for payments.

SWIFT

Leading

Developing shared ledger with Consensys for real-time payments and tokenized assets.

Ripple

Leading

Uses XRP for cross-border payments; partnerships like SBI Remit for remittances.

AWS

Leading

Announced agent-to-agent marketplace for ready-made agents.

OpenAI

Emerging

Recent OSS release for AI agents.

Alibaba

Emerging

Qwen 3 model advancing AI agent capabilities.

SBI Holdings

Emerging

Integrates XRP in subsidiaries; maintains XRP reserves.

Consensys

Emerging

Collaborating with SWIFT on blockchain ledger.

DeepSeek

Emerging

Moving quicker in AI lab developments for agents.

Leading Players in the  Global  Blockchain Market Landscape 

Future Prospects and Examples

Blockchain's future involves greater autonomy in AI and payments. Agents will operate in decentralized marketplaces, allowing collaboration and trade without constraints. Examples include onchain agents purchasing predictions or subscribing to others. In payments, SWIFT's ledger could coexist with or overtake Ripple, sparking innovation through partnerships. Prospects include multi-asset systems reducing reliance on proprietary tokens.

About Next Move Strategy Consulting: 

Next Move Strategy Consulting is a premier market research and management consulting firm that has been committed to provide strategically analysed well documented latest research reports to its clients. The research industry is flooded with many firms to choose from, what makes NMSC different from the rest is its top-quality research and the obsession of turning data into knowledge by dissecting every bit of it and providing fact-based research recommendation that is supported by information collected from over 500 million websites, paid databases, industry journals and one on one consultations with industry experts across a diverse range of industry sectors. 

The high-quality customized research reports with actionable insights and excellent end-to-end customer service help our clients to take critical business decisions that enables them to move beyond time and have competitive edge in the industry. We have been servicing over 1000 customers globally that includes 90% of the Fortune 500 companies over a decade. Our analysts are constantly tracking various high growth markets and identifying hidden opportunities in each sector or the industry. We provide one of the industry’s best quality syndicate as well as custom research reports across 10 different industry verticals. We are committed to deliver high quality research solutions in accordance to your business needs. Our industry standard delivery solutions that ranges from the pre consultation to after-sales services, provide an excellent client experience and ensure right strategic decision making for businesses. 

For more information, please contact: 

Next Move Strategy Consulting 

5th Floor 867 

Boylston St, STE 500, 

Boston, MA 02116, U.S. 

E-Mail: [email protected] 

Direct: +18577585017 

Website: www.nextmsc.com

About the Author

Sneha Chakraborty is a passionate SEO Executive and Content Writer with over 4 years of experience in digital marketing and content strategy. She excels in creating optimized, engaging content that enhances online visibility and audience engagement. Skilled in keyword research, analytics, and SEO tools, Sneha blends creativity with data-driven insights to deliver impactful results. Beyond her professional work, she enjoys reading, sketching, and nature photography, drawing inspiration from creativity and storytelling.

About the Reviewer

Debashree Dey is a versatile Content Writer, PR Specialist, and Assistant Manager in Digital Marketing, known for her ability to craft audience-focused narratives and develop data-driven strategies that enhance brand visibility. As a published manuscript author, she combines creativity with strategic acumen to help brands strengthen their presence and drive deeper user engagement. Outside of her professional pursuits, Debashree draws inspiration from creative projects and design explorations.

Add Comment

Please Enter Full Name

Please Enter Valid Email ID

Please enter comment

Share with Peers

  • Facebook
  • Twitter
  • Linkedin
  • Whatsapp
  • Mail
Our Clients

This website uses cookies to ensure you get the best experience on our website. Learn more